About Us

Zero Down Lease

Hi there! My name is Josef, and I'm the co-founder of Zero Down Lease. Like many of you, I found myself in the position of needing to extend the lease on my flat. But as I started the process, I quickly realised how confusing, overwhelming and costly it could be. Without any clear information and support available, I felt like I was trying to navigate a minefield on my own.
This was despite having spent seven years building a property company Wayhome which ended up with £100m of property. Yet I was still completely lost. I'd spend hours searching terms I didn't understand, digging out and reading dense documents, and calling around solicitors who quoted me thousands without explaining what I'd actually get for that money.
If someone with my background in the property industry was this confused and overwhelmed. I thought about how it must almost be impossible for everyone else. So you're not alone in feeling lost.
All Reviews 5/5
Backed by
Regulated by

So we decided to fix it

That frustration led to Zero Down Lease. We founded the company with a simple goal: making the process of extending your lease simple, straightforward, and affordable. No more confusing jargon. No more being left in the dark about what's happening with your case. No more paying thousands without knowing exactly what you're getting.

Since starting this journey years ago we’ve been lucky to be joined in this journey by an incredible team of legal, property and valuation experts joining us. All of us  are deeply committed to helping leaseholders like you. Ours is different from the traditional approach where you might work with multiple different firms: a surveyor for the valuation, a solicitor for the legal work, and if you needed it someone else for the financing. We handle everything under one roof.

And here's what makes us different: we focus on one thing and one thing only. While other law firms juggle dozens of different practice areas, we wake up every morning thinking about one thing – lease extensions. As a result we do more of them than 99% of other firms offering services in the market. Whilst others might find it boring when you specialize this deeply, it means that you get really, really good at solving even the most complex cases.

Why you can trust us

We know trust is everything when you're dealing with something as important as your home. That's why we've made sure we're regulated, registered or partnered with every important organisation that matters:

We are regulated by RICS for our valuations and premium negotiations. To date we've successfully saved our clients over £1 million on their lease extensions. SRA-regulated solicitors handling all the legal work, backed by £3 million professional indemnity insurance. FCA registration for anti-money laundering for our financing options. We offer optional financing because sometimes you need to extend now but pay later The Property Ombudsman oversight, ensuring you're protected every step of the way.

We're also proud to be among a select group of companies backed by HM Land Registry and Ordnance Survey as part of their innovation program. We're members of the Association of Leasehold Enfranchisement Practitioners (ALEP), the UK's leading organization for lease extension professionals. Finally we are registered with the FCA for money laundering purposes in order to be able to offer our financing options, because sometimes you need to extend now but pay later.

But honestly? The thing that we're most proud of comes directly from our customers. We've completed countless lease extensions and every single one has given us a five-star review.

That's right 100% of our customers has rated us 5/5 stars. That's because helping people like you is genuinely what gets us up in the morning.

You can finally stop searching

Here's the thing about lease extensions: they're a blocker to what you actually want to do. You want to be to or remortgage sell it for what it's worth or just stop worrying about whether your property is losing value.

We get that. And we're here to remove that blocker as simply and stress-free as possible.

You've found the people who will turn this headache into a straightforward process. You don't need to become an expert in leasehold law, valuations and negotiations —that's our job. You just need to know that your case is in the hands of people who've done this countless times before and genuinely care about getting you the best possible outcome.

Ready to get started? Let's get you a free personalized report that explains exactly what your lease extension will involve, what it should cost, and how we can help.

Get your free report, and potentially save £1,000's

Every year you wait, it gets more expensive to extend your lease. Find out how much it will cost to extend your lease in less than a minute.
Extend my lease

Zero Down Lease is the trading name used by Leasehold Services Ltd and its subsidiaries Leasehold Solicitors Ltd and Leasehold Finance Ltd, all registered in England and Wales. Registered Office: 3rd Floor, 86-90 Paul Street, London, England, EC2A 4NE. Each regulated company provides distinct services, with corresponding regulatory protections.

Leasehold Services Ltd (Company No. 13972245) is regulated by the Royal Institution of Chartered Surveyors (RICS No. 884901) and member of The Property Ombudsman (No. 26260) it maintains a RICS insured client account.

Leasehold Solicitors Ltd (Company No. 16153744) is authorised and regulated by the Solicitors Regulation Authority (SRA No. 8011038). Services covered by the Legal Ombudsman and SRA Compensation Fund.

Leasehold Finance Ltd (Company No. 16153257) is registered with the Financial Conduct Authority for anti-money laundering supervision only (FCA Firm Reference: 1024784). We are not authorised by the FCA to carry out regulated financial services, and our services are not covered by the Financial Ombudsman or Financial Services Compensation Scheme.

© 2025 Zero Down Lease. All rights reserved.

Privacy Policy | Complaints Policy | Client Money Policy | AML Policy